Complete to Enroll



My Mortgage Houdini Free DIY Credit Improvement Program


We are here to help!


The My Mortgage Houdini (MMH) First Time Home Buyer Program is a 501(c)(3) nonprofit organization that was incorporated in 2020. MMH was created at the direction of the Texas Legislature to serve as a self-sustaining, statewide affordable housing provider. At MMH we believe that every Texan deserves the opportunity to live in safe, decent and affordable housing. As the population of our state continues to grow at a record rate, the need for affordable housing in Texas has only increased.  


What we do:

Our programs target the housing needs of low to moderate-income families and other underserved populations who do not have acceptable housing options through conventional financial channels. It is our mission to address this critical and expanding need with initiatives such as first time home buyer grants and other down payment assistance programs. MMH provides a variety of affordable housing programs aimed at:


  •  Down Payment Assistance Programs (up to 5% assistance)
  •  220,000 in Closing Cost Assistance Available (For year 2020)
  •  FREE Credit Improvement Program
  •  Personalized Service
  •  Realtor Assistance
  •  Mortgage Assistance
  •  Debt Management
  •  Saving Strategy
  •  Budgeting Strategy


How we do it

As a nonprofit MMH leverages private donations with its authority to sell tax-exempt affordable housing bonds to fund our wide spectrum of housing programs. We also utilize program-related investments (PRIs) from foundations and financial institutions to help non-profit developers create affordable housing. Finally, property donations are critical to the success of MMH’s land bank services. By partnering with local nonprofit housing organizations, donated properties are redeveloped as affordable housing.

This unique revenue structure has enabled MMH to become one of Texas’ largest affordable housing providers, serving more and more low to moderate-income Texans each year.



We have the availability to close 500 families through the My Mortgage Houdini FTHB Program in 2020. To enroll in our program, please complete the contact form and a member of our team will reach out to you within 24 business hours.


My Mortgage Houdini FTHB Program



Cleo Turner, Jr.

Approved Vendor


My Mortgage Houdini FTHB Program - 5049 Edwards Ranch Rd. 4th flr. Fort Worth, TX 76109 - 2020